Harp Home Loan Program Information

In October 2011, the federal government approved changes to the Home Affordable Refinance Program (HARP) in order to provide more homeowners with mortgage assistance.

The Home Affordable Refinance Program (HARP) has been extended until December 31, 2013 and allows homeowners to refinance into low mortgage interest rates even if the property has decreased in value.

This program and interest rates will only be available for a limited time so take advantage of this opportunity now.





More About the Harp Home Loan Program

HARP is the acronym for the Home Affordable Refinance Program. In an effort to help stabilize the housing market, the government developed the program to help homeowner’s who either did not have enough equity for a traditional refinance or who were having problems making payments on their current mortgages.

The Fannie Mae refinance program goes by 2 names: the Refi Plus or DU Refi Plus (DURP) program. It allows the refinance of a 1st mortgage up to 150% of the appraised value of the property. Junior liens may be subordinated to an unlimited combined loan to value. The Fannie program has similar pricing adjustments to a normal refinance program. You are able to refinance a Fannie loan with any Fannie lender offering the program.

Enjoy These Benefits of the Harp Program

  • No underwater limits! This means there is no limit to how much you are upside down on the home.
  • Reduce your mortgage payment and interest rate.
  • Most homeowners will NOT have to get an appraisal.


Harp Loan Guidelines

2012 guidelines have been designed in a way to be beneficial to lenders so that they will be more willing to offer and approve these mortgages for borrowers who have been searching for a rescue.

This is the program everyone has been waiting for as refinancing now takes a new turn with Harp 2.0 which will finally help borrowers stay in their homes at a lower cost.

Read Important MARS Disclosures

Get Started Here:
2012 Harp 2.0 Loan Request Form
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